Northbound Car Cost Calculator
Compare Hong Kong and mainland fuel prices, tolls and insurance to see how much you save per fuel or maintenance trip north, and how many trips it takes to recover the permit application fee.
Northbound trip details
Estimated annual saving
Saving per trip-HK$320 · 12 trips/year · total cost per tripHK$596
Saving per trip
Fuel cost difference per trip
Total cost per trip
Total cost per year
Trips to break even
Application fee recovered
Years to break even
years
Fuel used per trip
Return trip
Suggestion:Based on current inputs, a single northbound fuel or maintenance trip does not save money. Review tolls, insurance and the fuel-price gap.
Understanding Hong Kong Cars Travelling North Costs and Savings
The \"Hong Kong cars travelling north\" scheme allows eligible Hong Kong private car owners to drive through the Hong Kong-Zhuhai-Macao Bridge into Guangdong Province. This is attractive for owners who frequently travel to the mainland or want to save on car maintenance costs. Because mainland fuel prices are much lower than Hong Kong's and some maintenance services are cheaper, more Hong Kong car owners are choosing to go north to refuel, change oil or service their cars.
To work out whether travelling north is worthwhile, you need to consider several costs: the round-trip Hong Kong-Zhuhai-Macao Bridge toll, compulsory and commercial insurance required for the mainland, the fuel price difference, vehicle fuel consumption, one-way distance, and the application fee for the scheme. Looking only at the fuel price gap may overstate the savings, because tolls and insurance significantly reduce the net gain per trip.
HK FinBox 的港車北上成本計算機,讓你輸入香港油價、內地油價、油耗、過路費、保險費、申請費、單程距離及每年北上次數,自動計算每次北上可慳多少錢、每年總慳額,以及需要北上多少次才能收回申請費用。
Combine refuelling with maintenance, shopping or dining trips to spread the fixed costs of each northbound journey. Also check whether mainland petrol stations accept Hong Kong credit cards or e-payments, and watch fuel price movements. Although maintaining a car through northbound trips has potential savings, remember to allow for time costs and unexpected traffic conditions, and assess rationally whether it suits your lifestyle.
References
Rules and links last reviewed: 26 July 2026 · The sources above are for reference only; please refer to the latest official announcements from the relevant organisations.
FAQs
How much can I save per Hong Kong Cars Travelling North trip?
How much does it cost to apply for the Hong Kong Cars Travelling North scheme?
What is the Hong Kong Cars Travelling North scheme best for?
What should I note when refuelling across the border?
How should I enter distance in the calculator?
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Client-side only: All data is calculated on your device and is not uploaded to any server. Results are for reference only and do not constitute professional financial or legal advice.